TERMS OF USE AND PRIVACY POLICY

Last Updated:  November 1, 2017

Important Information About this Website 

Campus Student Funding, LLC (“CSF” or “we” or “us”) entered into a settlement with the Consumer Financial Protection Bureau (CFPB) and certain State Attorneys General (the “Settlement”). The Settlement was to resolve allegations that Corinthian Colleges, Inc. (“Corinthian”) and certain of its affiliates were engaged in unlawful acts and practices in connection with facilitating private student loan transactions for students who attended one of Corinthian’s schools. CSF was involved in the Settlement because it purchased student loans from Corinthian or a lender that made the loans.  CSF is the current holder of some of these loans (“Eligible Loans”). The Settlement directed CSF to make certain modifications to Eligible Loans, for the benefit of borrowers, co-borrowers and guarantors of such Eligible Loans. More information about the Settlement, including links to Settlement documents, may be provided on this website. This website provides services solely for general information about the Settlement and to enable Eligible Loan borrowers, co-borrowers and guarantors to communicate with CSF about their loans (together with this website, the “Services”). The Services are not to be accessed or used for any other purpose.

No person or party other than borrowers, co-borrowers or guarantors or their respective representatives should rely on the Services or any information contained in this website. Communications or contact functionality encompassed by the Services may be used only by obligors or their representatives on Eligible Loans who truthfully and accurately identify themselves as such, as provided on the Services. The Settlement does not cover any loans or arrangements provided (i) by or through Corinthian or any other lender (other than the Eligible Loans), or (ii) under any federal or other governmental student loan program.   

 

Notwithstanding anything to the contrary on the Services, your access to or use of the Services and your agreement to be bound by these Terms of Use and Privacy Policy (collectively, the “Terms”) do not affect CSF’s duties and obligations to provide borrower relief related to Eligible Loans under the terms and conditions of the Settlement or rights of parties under documents evidencing Eligible Loans.  

 

Terms and Conditions of Use

General

Please review these Terms. By using the Services, you agree to these Terms. The failure of CSF to insist upon strict compliance with any provision of these Terms shall not be construed as a waiver with respect to any subsequent failure to comply with such provision or any other provision of these Terms.

CSF may change these Terms from time to time by notifying you of such changes by any reasonable means, including by posting revised Terms on the Services. Any such changes will not apply to any dispute between you and us arising prior to the date on which we posted the revised Terms or otherwise notified you of such changes. Your use of the Services following any changes to these Terms will constitute your acceptance of such changes. The “Last Updated” legend above indicates when these Terms were last changed. We may, at any time and without liability, modify or discontinue all or any part of the Services.

Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW: (A) THE SERVICES AND ANY THIRD PARTY MATERIALS ARE MADE AVAILABLE TO YOU ON AN "AS IS", "WHERE IS" AND "WHERE AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY; AND (B) CSF DISCLAIMS ALL WARRANTIES WITH RESPECT TO THE SERVICES AND THIRD PARTY MATERIALS, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT AND TITLE. ALL DISCLAIMERS OF ANY KIND (INCLUDING IN THIS SECTION AND ELSEWHERE IN THESE TERMS) ARE MADE FOR THE BENEFIT OF BOTH CSF AND ITS AFFILIATES AND THEIR RESPECTIVE SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS, REPRESENTATIVES, LICENSORS, SUPPLIERS AND SERVICE PROVIDERS (COLLECTIVELY, THE "AFFILIATED ENTITIES"), AND THEIR RESPECTIVE SUCCESSORS AND ASSIGNS.

While we try to maintain the timeliness, integrity and security of the Services, we do not guarantee that the Services are or will remain updated, complete, correct or secure, or that access to the Services will be uninterrupted.

Limitation of Liability

To the fullest extent permitted under applicable law: (a) CSF will not be liable for any direct, indirect, incidental, consequential, special, exemplary or punitive damages of any kind, under any contract, tort (including negligence), strict liability or other theory, including damages for loss of use or data, loss of other intangibles, and loss of security of Submissions, even if advised in advance of the possibility of such damages or losses; (b) without limiting the foregoing, CSF will not be liable for damages of any kind resulting from your use of or inability to use the services or from any Third Party Materials, including from any Virus that may be transmitted in connection therewith; (c) your sole and exclusive remedy for dissatisfaction with the services or any Third Party Materials is to stop using the services; and (d) the maximum aggregate liability of CSF for all damages, losses and causes of action, whether in contract, tort (including negligence) or otherwise, shall be the total amount, if any,  LIMITED TO $5,000. All limitations of liability of any kind (including in this section and elsewhere in this Agreement) are made for the benefit of both CSF and the Affiliated Entities and their respective successors and assigns. For purposes of the foregoing, any trustee, receiver, liquidator or master of CSF or any of its affiliated entities is an affiliated entity. 

Links to Third Party Websites

The Services may contain hyperlinks to third-party websites or content (“Third Party Materials”). Such inclusion does not imply that CSF endorses, accepts responsibility for, or is affiliated with any Third Party Materials, including the accuracy, validity, timeliness, completeness, reliability, integrity, quality, legality, usefulness, or safety of Third Party Materials. These links are provided solely for informational purposes. Nothing in these Terms shall be deemed to be a representation or warranty by CSF with respect to any Third Party Materials. Your use of Third Party Materials is at your own risk and subject to any terms, conditions, and policies applicable to such Third Party Materials. We have no obligation to monitor Third Party Materials, and we may block or disable access to any Third Party Materials (in whole or in part) through the Services at any time.

No Professional or Legal Advice

Neither CSF nor any of its affiliates, agents, employees, representatives, trustees or receivers provide professional or legal advice with respect to the Settlement or the Services, and the Services should not be relied on as a substitute for financial, tax, legal or other professional advice. Any reliance on the information contained on the Services is solely at your risk.

Termination

CSF may terminate or suspend your use of the Services at any time and without prior notice, for any or no reason.

Governing Law

These Terms are governed by and shall be construed in accordance with the laws of the State of Oregon, without regard to its principles of conflicts of law, and regardless of your location. With respect to any matter involving the Services or these Terms, you agree to exclusive jurisdiction of the federal and state courts located in Multnomah County, Oregon, and waive any jurisdictional, venue or inconvenient forum objections to such courts.

Miscellaneous

These Terms represent the entire understanding concerning the use of the Services and prevail over any prior or contemporaneous, conflicting or additional, communications. If you do not agree with these Terms, please do not use the Services. Please be aware that CSF reserves any rights not expressly granted herein. If any provision of these Terms is found to be unlawful, void or for any reason unenforceable, that provision will be deemed severable and will not affect the validity and enforceability of any remaining provision. You may not assign, transfer or sublicense any or all of your rights or obligations under these Terms without our express prior written consent.

PRIVACY POLICY

This Privacy Policy applies to your access and use of the Services. It describes the information that we gather from you, how we use and disclose such information, and the steps we take to protect it. By using the Services, you consent to this Privacy Policy.

PERSONAL INFORMATION

When you use the Services, you may provide information that can be used to identify you, including your name, e-mail address, mailing address, mobile phone number and loan number (“Personal Information”). We may also obtain information about you from third party sources, such as our loan servicer or a credit reporting agency.

Use of Personal Information

We and our service providers may use Personal Information:

• To provide you with the Services, respond to your inquiries, fulfill your requests, and provide you with related customer service.
• To send administrative information to you, such as information about the Services or the impact of the Settlement on you.
• For our business purposes, such as data analysis, audits, fraud monitoring and prevention, improving the Services, and identifying usage trends.

Disclosure of Personal Information

Your Personal Information may be disclosed:

• As necessary to fulfill a request that you make. The privacy policy of any third party to which we disclose your Personal Information will govern its use of such information.
• To third party service providers (such as our loan servicer), as recognized or permitted by the Settlement, your Eligible Loan or applicable law.
• To our third party service providers who provide services such as identity verification, website hosting, data analysis, information technology, customer service, email delivery, auditing and other services.
• To third parties (such as government agencies), to comply with various reporting and other obligations, including obligations imposed by the Settlement.

Other Uses and Disclosures

We may also use and disclose your Personal Information as we believe to be necessary or appropriate:  (1) to comply with the Settlement or applicable law, to respond to requests from public and government authorities, to cooperate with law enforcement, or for other legal reasons; (2) to enforce our terms and conditions; and (3) to protect our rights, privacy, safety or property and/or that of our affiliates, you or others. We may use, disclose or transfer your Personal Information to a third party in the event of any reorganization, merger, sale, joint venture, assignment, transfer or other disposition of all or any portion of our business, assets or stock (including in connection with any bankruptcy or similar proceedings).

OTHER INFORMATION

“Other Information” is any information that does not reveal your specific identity or does not directly relate to an identifiable individual. We may use and disclose Other Information for any purpose.

We and our service providers may collect Other Information in a variety of ways, including:

• Through your browser or device: Certain information is collected by most browsers or automatically through your device, such as your Media Access Control (MAC) address, computer type (Windows or Macintosh), screen resolution, operating system name and version, device manufacturer and model, language, and Internet browser type and version.  We use this information to ensure that the Services function properly. 
• Using cookies: Cookies are pieces of information stored on the computer that you are using.  Cookies allow us to collect information such as browser type, time spent on the Services, pages visited, and other anonymous traffic data. We use the information for security purposes, to facilitate navigation, and to display information more effectively. We also gather statistical information about use of the Services to continually improve its functionality, understand how it is used and assist us with resolving questions about it. We do not currently respond to browser do-not-track signals.
• Using pixel tags and other similar technologies: Pixel tags (also known as web beacons and clear GIFs) may be used to, among other things, track the actions of users and email recipients and compile statistics about use of the Services and response rates.
• IP Address: Your IP address is a number that is automatically assigned to your computer by your Internet Service Provider. An IP address may be identified and logged automatically in our server log files whenever a user accesses the Services, along with the time of the visit and the pages visited. We use IP Addresses for purposes such as calculating usage levels, diagnosing server problems, and administering the Services. We may also derive your approximate location from your IP Address.

SECURITY

We use certain physical, managerial, and technical safeguards that are designed to protect Personal Information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure, please immediately notify us in accordance with the “Contacting Us” section below.

JURISDICTIONAL ISSUES

The Services are controlled and operated by us from the United States and are not intended to subject us to the law or jurisdiction of any state, country or territory other than that of the United States.  

UPDATES TO THIS PRIVACY POLICY

We reserve the right to make changes to this Privacy Policy at any time. The “Last Updated” line at the top of this page indicates when this Privacy Policy was last revised. Any changes will become effective when we post the revised Privacy Policy on the Services. Your use of the Services following these changes means that you accept the revised Privacy Policy.

CONTACTING US

If you have any questions, please submit an inquiry through this website: Submit an Inquiry